Making XEM Smart Contract App

Hello! Is there a guide, tutorial or some examples on how to write a smart contact algo, so I can send a smart contact to my client, he accepts it and I receive XEMs from him based on that. Is that possible?

Take a look here: https://forum.nem.io/t/how-smart-contracts-will-operate-in-nem/1520

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Ok, thank you. So it doesn’t exist yet. Does Mosaic mean Smart Contact?

No.