hey should be kept in the exchange account.
It’s more safe and trustable unfortunately, so bad news for crypt currency.`
If you don’t do backup of keys then unfortunately yes.
If you can find the secret key of my opt-in XYM Address, I will give the all XYM to you in the address.
Well, this is not possible. You need to have a mnemonic.
I would check if you did not sceenshot mnemonic/qr at time of optin (2020-10-08 07:04:28 UTC). If you have IPhone icloud/itunes backup may solve it too.